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FIRE · Argentina

How much do you need to retire in 🇦🇷 Argentina?

About $631,125 funds a comfortable lifestyle at the classic 4% rule — because Argentina's prices run at 0.459× the US level.

FIRE numbers for Argentina

Lifestyle Local cost @ 3.0%@ 3.5%@ 4.0%@ 4.5%
Lean $1,224/mo $489,600$419,657$367,200$326,400
Comfortable $2,104/mo $841,500$721,286$631,125$561,000
Upper $3,443/mo $1,377,000$1,180,286$1,032,750$918,000
Luxury $5,738/mo $2,295,000$1,967,143$1,721,250$1,530,000

Portfolio required = annual local cost ÷ withdrawal rate. At market FX, $1 ≈ 1240.851 ARS. Run your own numbers in the interactive FIRE engine.

🛂 Digital Nomad Visa — income floor ≈ $2,500/month; 6 months, renewable. 6 months, renewable once; foreign clients only.

Details in the visa finder · official source

🏛️ State-pension safety net: a full-career average earner in Argentina retires on about 78.6% of prior net pay from the mandatory state pension — a generous backstop (OECD, 2024).

This isn't subtracted from the FIRE numbers above — a state pension pays from pension age, not at early retirement — but it means your portfolio mainly needs to bridge the years until you qualify.

Similar-cost alternatives

See also the cost of living in Argentina and US → Argentina salaries.

Frequently asked questions

How much money do you need to retire in Argentina?
At a 4% withdrawal rate, a comfortable lifestyle in Argentina (about $2,104/month at local prices) needs a portfolio of roughly $631,125. A lean budget needs about $367,200, luxury about $1,721,250.
Why is retiring in Argentina cheaper than in the US?
Argentina's price level is 0.459 against a US baseline of 1.0 (reference year 2025), so the same lifestyle costs about 54% less at purchasing-power parity.
Can I legally retire early in Argentina as a foreigner?
Argentina offers the Digital Nomad Visa with an income floor around $2,500/month — passive income can often qualify. Verify at the official source before planning.