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Geo-Parity
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Financial Independence · Geo-Arbitrage

Make your money go further abroad

The same money that's years from FIRE at home may already fund a comfortable life — or years of runway — somewhere cheaper. Retire abroad on passive income, or stretch a fixed pot of savings.

Geo-Arbitrage FIRE Engine

Portfolio × safe withdrawal rate = your passive income. Purchasing power parity turns it into a lifestyle, country by country.

Years-to-FIRE planner

Adds a "years until" column: when compounding (and savings, unless coasting) unlocks each country.

$400,000 at 4.0% ≈ $1,333/month — enough for at least a lean lifestyle in 112 of 186 countries (best: upper).

Fiji: Lean — income $1,333/mo vs lean $1,045/mo Tanzania: Lean — income $1,333/mo vs lean $792/mo Canada: Below lean — income $1,333/mo vs lean $2,224/mo United States: Below lean — income $1,333/mo vs lean $2,667/mo Kazakhstan: Lean — income $1,333/mo vs lean $899/mo Uzbekistan: Comfortable — income $1,333/mo vs lean $704/mo Papua New Guinea: Below lean — income $1,333/mo vs lean $1,661/mo Indonesia: Comfortable — income $1,333/mo vs lean $765/mo Argentina: Lean — income $1,333/mo vs lean $1,221/mo Chile: Lean — income $1,333/mo vs lean $1,299/mo DR Congo: Lean — income $1,333/mo vs lean $1,296/mo Kenya: Lean — income $1,333/mo vs lean $861/mo Sudan: Comfortable — income $1,333/mo vs lean $643/mo Chad: Lean — income $1,333/mo vs lean $981/mo Haiti: Below lean — income $1,333/mo vs lean $2,293/mo Dominican Republic: Lean — income $1,333/mo vs lean $1,072/mo Russia: Lean — income $1,333/mo vs lean $843/mo Bahamas: Below lean — income $1,333/mo vs lean $2,531/mo Norway: Below lean — income $1,333/mo vs lean $2,341/mo East Timor: Comfortable — income $1,333/mo vs lean $757/mo South Africa: Lean — income $1,333/mo vs lean $1,107/mo Lesotho: Lean — income $1,333/mo vs lean $941/mo Mexico: Below lean — income $1,333/mo vs lean $1,432/mo Uruguay: Below lean — income $1,333/mo vs lean $1,907/mo Brazil: Lean — income $1,333/mo vs lean $1,221/mo Bolivia: Lean — income $1,333/mo vs lean $989/mo Peru: Below lean — income $1,333/mo vs lean $1,352/mo Colombia: Lean — income $1,333/mo vs lean $1,008/mo Panama: Lean — income $1,333/mo vs lean $1,213/mo Costa Rica: Below lean — income $1,333/mo vs lean $1,603/mo Nicaragua: Lean — income $1,333/mo vs lean $885/mo Honduras: Lean — income $1,333/mo vs lean $1,216/mo El Salvador: Lean — income $1,333/mo vs lean $1,128/mo Guatemala: Lean — income $1,333/mo vs lean $1,144/mo Belize: Below lean — income $1,333/mo vs lean $1,469/mo Guyana: Lean — income $1,333/mo vs lean $1,013/mo Suriname: Lean — income $1,333/mo vs lean $859/mo France: Below lean — income $1,333/mo vs lean $2,027/mo Ecuador: Lean — income $1,333/mo vs lean $1,131/mo Jamaica: Below lean — income $1,333/mo vs lean $1,672/mo Zimbabwe: Below lean — income $1,333/mo vs lean $1,355/mo Botswana: Lean — income $1,333/mo vs lean $1,011/mo Namibia: Lean — income $1,333/mo vs lean $1,053/mo Senegal: Lean — income $1,333/mo vs lean $968/mo Mali: Lean — income $1,333/mo vs lean $861/mo Mauritania: Lean — income $1,333/mo vs lean $851/mo Benin: Lean — income $1,333/mo vs lean $941/mo Niger: Lean — income $1,333/mo vs lean $877/mo Nigeria: Upper — income $1,333/mo vs lean $341/mo Cameroon: Lean — income $1,333/mo vs lean $888/mo Togo: Lean — income $1,333/mo vs lean $888/mo Ghana: Lean — income $1,333/mo vs lean $933/mo Ivory Coast: Lean — income $1,333/mo vs lean $1,000/mo Guinea: Lean — income $1,333/mo vs lean $963/mo Guinea-Bissau: Lean — income $1,333/mo vs lean $915/mo Liberia: Lean — income $1,333/mo vs lean $1,323/mo Sierra Leone: Comfortable — income $1,333/mo vs lean $619/mo Burkina Faso: Lean — income $1,333/mo vs lean $944/mo Central African Republic: Lean — income $1,333/mo vs lean $1,093/mo Republic of the Congo: Lean — income $1,333/mo vs lean $920/mo Gabon: Lean — income $1,333/mo vs lean $992/mo Equatorial Guinea: Lean — income $1,333/mo vs lean $941/mo Zambia: Lean — income $1,333/mo vs lean $864/mo Malawi: Lean — income $1,333/mo vs lean $872/mo Mozambique: Lean — income $1,333/mo vs lean $1,003/mo Eswatini: Lean — income $1,333/mo vs lean $941/mo Angola: Lean — income $1,333/mo vs lean $952/mo Burundi: Comfortable — income $1,333/mo vs lean $704/mo Israel: Below lean — income $1,333/mo vs lean $2,901/mo Lebanon: Lean — income $1,333/mo vs lean $1,024/mo Madagascar: Lean — income $1,333/mo vs lean $789/mo Gambia: Comfortable — income $1,333/mo vs lean $709/mo Tunisia: Lean — income $1,333/mo vs lean $781/mo Algeria: Lean — income $1,333/mo vs lean $877/mo Jordan: Lean — income $1,333/mo vs lean $1,141/mo United Arab Emirates: Below lean — income $1,333/mo vs lean $1,581/mo Qatar: Below lean — income $1,333/mo vs lean $1,501/mo Kuwait: Below lean — income $1,333/mo vs lean $1,509/mo Iraq: Lean — income $1,333/mo vs lean $1,013/mo Oman: Lean — income $1,333/mo vs lean $1,203/mo Vanuatu: Below lean — income $1,333/mo vs lean $2,603/mo Cambodia: Lean — income $1,333/mo vs lean $960/mo Thailand: Lean — income $1,333/mo vs lean $787/mo Laos: Comfortable — income $1,333/mo vs lean $576/mo Myanmar: Upper — income $1,333/mo vs lean $379/mo Vietnam: Lean — income $1,333/mo vs lean $779/mo South Korea: Below lean — income $1,333/mo vs lean $1,520/mo Mongolia: Lean — income $1,333/mo vs lean $920/mo India: Comfortable — income $1,333/mo vs lean $616/mo Bangladesh: Comfortable — income $1,333/mo vs lean $712/mo Bhutan: Comfortable — income $1,333/mo vs lean $629/mo Nepal: Comfortable — income $1,333/mo vs lean $648/mo Pakistan: Comfortable — income $1,333/mo vs lean $579/mo Tajikistan: Comfortable — income $1,333/mo vs lean $656/mo Kyrgyzstan: Lean — income $1,333/mo vs lean $816/mo Iran: Comfortable — income $1,333/mo vs lean $723/mo Syria: Upper — income $1,333/mo vs lean $416/mo Armenia: Lean — income $1,333/mo vs lean $987/mo Sweden: Below lean — income $1,333/mo vs lean $2,243/mo Belarus: Comfortable — income $1,333/mo vs lean $731/mo Ukraine: Comfortable — income $1,333/mo vs lean $760/mo Poland: Below lean — income $1,333/mo vs lean $1,360/mo Austria: Below lean — income $1,333/mo vs lean $2,144/mo Hungary: Below lean — income $1,333/mo vs lean $1,403/mo Moldova: Lean — income $1,333/mo vs lean $1,144/mo Romania: Lean — income $1,333/mo vs lean $1,213/mo Lithuania: Below lean — income $1,333/mo vs lean $1,531/mo Latvia: Below lean — income $1,333/mo vs lean $1,560/mo Estonia: Below lean — income $1,333/mo vs lean $1,808/mo Germany: Below lean — income $1,333/mo vs lean $2,139/mo Bulgaria: Lean — income $1,333/mo vs lean $1,131/mo Greece: Below lean — income $1,333/mo vs lean $1,595/mo Türkiye: Lean — income $1,333/mo vs lean $1,016/mo Albania: Lean — income $1,333/mo vs lean $1,176/mo Croatia: Below lean — income $1,333/mo vs lean $1,419/mo Switzerland: Below lean — income $1,333/mo vs lean $2,968/mo Luxembourg: Below lean — income $1,333/mo vs lean $2,549/mo Belgium: Below lean — income $1,333/mo vs lean $2,155/mo Netherlands: Below lean — income $1,333/mo vs lean $2,205/mo Portugal: Below lean — income $1,333/mo vs lean $1,661/mo Spain: Below lean — income $1,333/mo vs lean $1,755/mo Ireland: Below lean — income $1,333/mo vs lean $2,221/mo Solomon Islands: Below lean — income $1,333/mo vs lean $2,093/mo New Zealand: Below lean — income $1,333/mo vs lean $2,301/mo Australia: Below lean — income $1,333/mo vs lean $2,427/mo Sri Lanka: Comfortable — income $1,333/mo vs lean $699/mo China: Lean — income $1,333/mo vs lean $1,261/mo Taiwan: Lean — income $1,333/mo vs lean $1,195/mo Italy: Below lean — income $1,333/mo vs lean $1,829/mo Denmark: Below lean — income $1,333/mo vs lean $2,440/mo United Kingdom: Below lean — income $1,333/mo vs lean $2,349/mo Iceland: Below lean — income $1,333/mo vs lean $3,099/mo Azerbaijan: Lean — income $1,333/mo vs lean $795/mo Georgia: Lean — income $1,333/mo vs lean $851/mo Philippines: Lean — income $1,333/mo vs lean $896/mo Malaysia: Lean — income $1,333/mo vs lean $872/mo Brunei: Lean — income $1,333/mo vs lean $955/mo Slovenia: Below lean — income $1,333/mo vs lean $1,701/mo Finland: Below lean — income $1,333/mo vs lean $2,272/mo Slovakia: Below lean — income $1,333/mo vs lean $1,571/mo Czechia: Below lean — income $1,333/mo vs lean $1,581/mo Japan: Below lean — income $1,333/mo vs lean $1,709/mo Paraguay: Lean — income $1,333/mo vs lean $971/mo Saudi Arabia: Lean — income $1,333/mo vs lean $1,248/mo Cyprus: Below lean — income $1,333/mo vs lean $1,723/mo Morocco: Lean — income $1,333/mo vs lean $1,069/mo Egypt: Upper — income $1,333/mo vs lean $411/mo Libya: Lean — income $1,333/mo vs lean $984/mo Ethiopia: Lean — income $1,333/mo vs lean $907/mo Djibouti: Lean — income $1,333/mo vs lean $1,112/mo Uganda: Lean — income $1,333/mo vs lean $891/mo Rwanda: Comfortable — income $1,333/mo vs lean $747/mo Bosnia and Herzegovina: Lean — income $1,333/mo vs lean $1,093/mo North Macedonia: Lean — income $1,333/mo vs lean $933/mo Serbia: Lean — income $1,333/mo vs lean $1,221/mo Montenegro: Lean — income $1,333/mo vs lean $1,088/mo Trinidad and Tobago: Below lean — income $1,333/mo vs lean $1,405/mo
Below lean Lean Comfortable Upper Luxury · click a country to jump to its row

How fragile is the plan? Countries at comfortable-or-better…

3.0% → 6 3.5% → 12 4.0% → 23 4.5% → 39
Country Lifestyle Coverage¹ Lean costs Income, local Visa²
🇳🇬 Nigeria Upper 2.27× $341/mo 2,024,508 NGN
🇲🇲 Myanmar Upper 2.05× $379/mo 1,842,159 MMK
🇪🇬 Egypt Upper 1.89× $411/mo 65,637 EGP
🇸🇾 Syria Upper 1.86× $416/mo 3,340,996 SYP
🇱🇦 Laos Comfortable 1.35× $576/mo 26,889,775 LAK
🇵🇰 Pakistan Comfortable 1.34× $579/mo 374,857 PKR
🇮🇳 India Comfortable 1.26× $616/mo 116,211 INR
🇸🇱 Sierra Leone Comfortable 1.25× $619/mo 28,407 SLE
🇧🇹 Bhutan Comfortable 1.23× $629/mo 116,211 BTN
🇸🇩 Sudan Comfortable 1.21× $643/mo 729,012 SDG
🇳🇵 Nepal Comfortable 1.2× $648/mo 185,487 NPR
🇹🇯 Tajikistan Comfortable 1.18× $656/mo 13,357 TJS
🇱🇰 Sri Lanka Comfortable 1.11× $699/mo 436,676 LKR
🇧🇮 Burundi Comfortable 1.1× $704/mo 3,924,184 BIF
🇺🇿 Uzbekistan Comfortable 1.1× $704/mo 16,772,525 UZS
🇧🇩 Bangladesh Comfortable 1.09× $712/mo 162,561 BDT
🇬🇲 Gambia Comfortable 1.09× $709/mo 95,052 GMD
🇮🇷 Iran Comfortable 1.07× $723/mo 56,000,000 IRR
🇧🇾 Belarus Comfortable 1.06× $731/mo 4,092 BYN
🇷🇼 Rwanda Comfortable 1.04× $747/mo 1,904,637 RWF
🇹🇱 East Timor Comfortable 1.02× $757/mo —
🇺🇦 Ukraine Comfortable 1.02× $760/mo 55,585 UAH
🇮🇩 Indonesia Comfortable 1.01× $765/mo 21,970,487 IDR 🛂 ✗
🇻🇳 Vietnam Lean 1× $779/mo 32,219,848 VND
🇹🇭 Thailand Lean 0.99× $787/mo 43,844 THB 🛂 ✗
🇹🇳 Tunisia Lean 0.99× $781/mo 4,143 TND
🇦🇿 Azerbaijan Lean 0.98× $795/mo 2,267 AZN
🇲🇬 Madagascar Lean 0.98× $789/mo 6,039,668 MGA
🇹🇿 Tanzania Lean 0.98× $792/mo 3,463,867 TZS
🇰🇬 Kyrgyzstan Lean 0.95× $816/mo 116,200 KGS
🇷🇺 Russia Lean 0.92× $843/mo 123,403 RUB
🇬🇪 Georgia Lean 0.91× $851/mo 3,657 GEL 🛂 ✗
🇲🇷 Mauritania Lean 0.91× $851/mo 48,652 MRU
🇰🇪 Kenya Lean 0.9× $861/mo 172,404 KES
🇲🇱 Mali Lean 0.9× $861/mo 775,904 XOF
🇸🇷 Suriname Lean 0.9× $859/mo 49,680 SRD
🇿🇲 Zambia Lean 0.9× $864/mo 33,701 ZMW
🇲🇼 Malawi Lean 0.89× $872/mo 1,548,125 MWK
🇲🇾 Malaysia Lean 0.89× $872/mo 5,712 MYR 🛂 ✗
🇩🇿 Algeria Lean 0.88× $877/mo 175,475 DZD
🇳🇮 Nicaragua Lean 0.88× $885/mo 48,832 NIO
🇳🇪 Niger Lean 0.88× $877/mo 775,904 XOF
🇨🇲 Cameroon Lean 0.87× $888/mo 775,904 XAF
🇵🇭 Philippines Lean 0.87× $896/mo 76,673 PHP
🇹🇬 Togo Lean 0.87× $888/mo 775,904 XOF
🇺🇬 Uganda Lean 0.87× $891/mo 4,803,987 UGX
🇪🇹 Ethiopia Lean 0.86× $907/mo 110,135 ETB
🇰🇿 Kazakhstan Lean 0.86× $899/mo 694,713 KZT
🇬🇼 Guinea-Bissau Lean 0.85× $915/mo 775,904 XOF
🇲🇳 Mongolia Lean 0.84× $920/mo 4,726,859 MNT
🇨🇬 Republic of the Congo Lean 0.84× $920/mo 775,904 XAF
🇬🇭 Ghana Lean 0.83× $933/mo 16,743 GHS
🇲🇰 North Macedonia Lean 0.83× $933/mo 72,873 MKD
🇧🇯 Benin Lean 0.82× $941/mo 775,904 XOF
🇧🇫 Burkina Faso Lean 0.82× $944/mo 775,904 XOF
🇬🇶 Equatorial Guinea Lean 0.82× $941/mo 775,904 XAF
🇸🇿 Eswatini Lean 0.82× $941/mo 23,852 SZL
🇱🇸 Lesotho Lean 0.82× $941/mo 23,852 LSL
🇦🇴 Angola Lean 0.81× $952/mo 1,215,991 AOA
🇧🇳 Brunei Lean 0.81× $955/mo 1,744 BND
🇰🇭 Cambodia Lean 0.81× $960/mo 5,351,244 KHR
🇬🇳 Guinea Lean 0.81× $963/mo 12,753,443 GNF
🇵🇾 Paraguay Lean 0.8× $971/mo 10,060,596 PYG
🇸🇳 Senegal Lean 0.8× $968/mo 775,904 XOF
🇦🇲 Armenia Lean 0.79× $987/mo 516,013 AMD
🇹🇩 Chad Lean 0.79× $981/mo 775,904 XAF
🇱🇾 Libya Lean 0.79× $984/mo 7,071 LYD
🇧🇴 Bolivia Lean 0.78× $989/mo 9,213 BOB
🇬🇦 Gabon Lean 0.78× $992/mo 775,904 XAF
🇨🇮 Ivory Coast Lean 0.78× $1,000/mo 775,904 XOF
🇧🇼 Botswana Lean 0.77× $1,011/mo 18,003 BWP
🇨🇴 Colombia Lean 0.77× $1,008/mo 5,404,181 COP 🛂 ✓
🇬🇾 Guyana Lean 0.77× $1,013/mo 278,000 GYD
🇮🇶 Iraq Lean 0.77× $1,013/mo 1,733,333 IQD
🇲🇺 Mauritius Lean 0.77× $1,008/mo 61,329 MUR 🛂 ✗
🇲🇿 Mozambique Lean 0.77× $1,003/mo 85,207 MZN
🇱🇧 Lebanon Lean 0.76× $1,024/mo 119,333,333 LBP
🇹🇷 Türkiye Lean 0.76× $1,016/mo 52,607 TRY 🛂 ✗
🇫🇯 Fiji Lean 0.74× $1,045/mo 3,065 FJD
🇳🇦 Namibia Lean 0.74× $1,053/mo 23,852 NAD 🛂 ✗
🇲🇦 Morocco Lean 0.73× $1,069/mo 12,467 MAD
🇩🇴 Dominican Republic Lean 0.72× $1,072/mo 82,649 DOP
🇧🇦 Bosnia and Herzegovina Lean 0.71× $1,093/mo 2,315 BAM
🇨🇫 Central African Republic Lean 0.71× $1,093/mo 775,904 XAF
🇽🇰 Kosovo Lean 0.71× $1,091/mo 1,183 EUR
🇲🇪 Montenegro Lean 0.71× $1,088/mo 1,183 EUR
🇩🇯 Djibouti Lean 0.7× $1,112/mo 236,961 DJF
🇿🇦 South Africa Lean 0.7× $1,107/mo 23,852 ZAR 🛂 ✗
🇧🇬 Bulgaria Lean 0.69× $1,131/mo 2,313 EUR
🇪🇨 Ecuador Lean 0.69× $1,131/mo —
🇸🇻 El Salvador Lean 0.69× $1,128/mo —
🇬🇹 Guatemala Lean 0.68× $1,144/mo 10,240 GTQ
🇯🇴 Jordan Lean 0.68× $1,141/mo 947 JOD
🇲🇩 Moldova Lean 0.68× $1,144/mo 23,171 MDL
🇰🇲 Comoros Lean 0.67× $1,155/mo 580,501 KMF
🇦🇱 Albania Lean 0.66× $1,176/mo 124,164 ALL
🇴🇲 Oman Lean 0.65× $1,203/mo 513 OMR
🇹🇼 Taiwan Lean 0.65× $1,195/mo 42,176 TWD
🇦🇷 Argentina Lean 0.64× $1,221/mo 1,654,468 ARS 🛂 ✗
🇧🇭 Bahrain Lean 0.64× $1,205/mo 501 BHD
🇧🇷 Brazil Lean 0.64× $1,221/mo 7,449 BRL 🛂 ✗
🇭🇳 Honduras Lean 0.64× $1,216/mo 34,604 HNL
🇵🇦 Panama Lean 0.64× $1,213/mo 1,333 PAB
🇷🇴 Romania Lean 0.64× $1,213/mo 5,961 RON
🇷🇸 Serbia Lean 0.64× $1,221/mo 138,633 RSD
🇨🇳 China Lean 0.62× $1,261/mo 9,587 CNY
🇸🇦 Saudi Arabia Lean 0.62× $1,248/mo 5,000 SAR
🇨🇻 Cabo Verde Lean 0.61× $1,267/mo 130,484 CVE 🛂 ✗
🇨🇱 Chile Lean 0.6× $1,299/mo 1,268,439 CLP
🇨🇩 DR Congo Lean 0.6× $1,296/mo 3,590,988 CDF
🇱🇷 Liberia Lean 0.59× $1,323/mo 255,076 LRD
🇸🇹 São Tomé and Príncipe Lean 0.59× $1,315/mo 30,191 STN
🇵🇪 Peru Below lean 0.57× $1,352/mo 4,756 PEN
🇵🇱 Poland Below lean 0.57× $1,360/mo 5,015 PLN
🇿🇼 Zimbabwe Below lean 0.57× $1,355/mo 35,461 ZWG
🇩🇲 Dominica Below lean 0.56× $1,397/mo 3,600 XCD 🛂 ✗
🇱🇨 Saint Lucia Below lean 0.56× $1,384/mo 3,600 XCD
🇭🇷 Croatia Below lean 0.55× $1,419/mo 1,180 EUR 🛂 ✗
🇭🇺 Hungary Below lean 0.55× $1,403/mo 470,853 HUF 🛂 ✗
🇹🇹 Trinidad and Tobago Below lean 0.55× $1,405/mo 8,999 TTD
🇲🇽 Mexico Below lean 0.54× $1,432/mo 25,651 MXN 🛂 ✗
🇧🇿 Belize Below lean 0.53× $1,469/mo 2,667 BZD
🇲🇴 Macau Below lean 0.53× $1,477/mo 10,707 MOP
🇲🇻 Maldives Below lean 0.52× $1,499/mo 20,555 MVR
🇶🇦 Qatar Below lean 0.52× $1,501/mo 4,853 QAR
🇰🇼 Kuwait Below lean 0.51× $1,509/mo 408 KWD
🇱🇹 Lithuania Below lean 0.51× $1,531/mo 1,180 EUR
🇻🇨 Saint Vincent and the Grenadines Below lean 0.51× $1,515/mo 3,600 XCD
🇰🇷 South Korea Below lean 0.51× $1,520/mo 1,896,588 KRW 🛂 ✗
🇱🇻 Latvia Below lean 0.5× $1,560/mo 1,180 EUR 🛂 ✗
🇨🇿 Czechia Below lean 0.49× $1,581/mo 29,176 CZK 🛂 ✗
🇬🇷 Greece Below lean 0.49× $1,595/mo 1,180 EUR 🛂 ✗
🇸🇰 Slovakia Below lean 0.49× $1,571/mo 1,180 EUR
🇦🇪 United Arab Emirates Below lean 0.49× $1,581/mo 4,897 AED 🛂 ✗
🇨🇷 Costa Rica Below lean 0.48× $1,603/mo 671,329 CRC 🛂 ✗
🇸🇨 Seychelles Below lean 0.48× $1,632/mo 19,633 SCR
🇸🇬 Singapore Below lean 0.48× $1,613/mo 1,743 SGD
🇬🇩 Grenada Below lean 0.47× $1,645/mo 3,600 XCD 🛂 ✗
🇵🇬 Papua New Guinea Below lean 0.47× $1,661/mo 5,497 PGK
🇵🇹 Portugal Below lean 0.47× $1,661/mo 1,180 EUR 🛂 ✗
🇯🇲 Jamaica Below lean 0.46× $1,672/mo 212,128 JMD
🇸🇮 Slovenia Below lean 0.46× $1,701/mo 1,180 EUR
🇨🇾 Cyprus Below lean 0.45× $1,723/mo 1,180 EUR
🇯🇵 Japan Below lean 0.45× $1,709/mo 199,544 JPY 🛂 ✗
🇲🇹 Malta Below lean 0.45× $1,720/mo 1,180 EUR 🛂 ✗
🇪🇸 Spain Below lean 0.44× $1,755/mo 1,180 EUR 🛂 ✗
🇦🇩 Andorra Below lean 0.43× $1,816/mo 1,183 EUR
🇪🇪 Estonia Below lean 0.43× $1,808/mo 1,180 EUR 🛂 ✗
🇼🇸 Samoa Below lean 0.43× $1,797/mo 3,723 WST
🇮🇹 Italy Below lean 0.42× $1,829/mo 1,180 EUR 🛂 ✗
🇰🇮 Kiribati Below lean 0.42× $1,827/mo 2,069 AUD
🇦🇬 Antigua and Barbuda Below lean 0.41× $1,885/mo 3,600 XCD
🇺🇾 Uruguay Below lean 0.41× $1,907/mo 54,921 UYU 🛂 ✓
🇰🇳 Saint Kitts and Nevis Below lean 0.4× $1,941/mo 3,600 XCD
🇭🇰 Hong Kong Below lean 0.39× $1,965/mo 10,396 HKD
🇫🇷 France Below lean 0.38× $2,027/mo 1,180 EUR
🇸🇲 San Marino Below lean 0.38× $2,053/mo 1,183 EUR
🇸🇧 Solomon Islands Below lean 0.37× $2,093/mo 11,103 SBD
🇦🇹 Austria Below lean 0.36× $2,144/mo 1,180 EUR
🇧🇪 Belgium Below lean 0.36× $2,155/mo 1,180 EUR
🇩🇪 Germany Below lean 0.36× $2,139/mo 1,180 EUR
🇹🇴 Tonga Below lean 0.36× $2,128/mo 3,215 TOP
🇨🇦 Canada Below lean 0.35× $2,224/mo 1,864 CAD
🇮🇪 Ireland Below lean 0.35× $2,221/mo 1,180 EUR
🇳🇱 Netherlands Below lean 0.35× $2,205/mo 1,180 EUR
🇸🇪 Sweden Below lean 0.35× $2,243/mo 13,095 SEK
🇫🇮 Finland Below lean 0.34× $2,272/mo 1,180 EUR
🇭🇹 Haiti Below lean 0.34× $2,293/mo 174,168 HTG
🇳🇿 New Zealand Below lean 0.34× $2,301/mo 2,293 NZD
🇳🇴 Norway Below lean 0.33× $2,341/mo 13,861 NOK
🇬🇧 United Kingdom Below lean 0.33× $2,349/mo 1,012 GBP
🇦🇺 Australia Below lean 0.32× $2,427/mo 2,069 AUD
🇩🇰 Denmark Below lean 0.32× $2,440/mo 8,829 DKK
🇹🇻 Tuvalu Below lean 0.32× $2,459/mo 2,069 AUD
🇧🇸 Bahamas Below lean 0.31× $2,531/mo 1,333 BSD 🛂 ✓
🇵🇼 Palau Below lean 0.31× $2,485/mo —
🇱🇺 Luxembourg Below lean 0.3× $2,549/mo 1,180 EUR
🇻🇺 Vanuatu Below lean 0.3× $2,603/mo 158,887 VUV
🇺🇸 United States Below lean 0.29× $2,667/mo —
🇲🇭 Marshall Islands Below lean 0.29× $2,720/mo —
🇫🇲 Micronesia Below lean 0.28× $2,731/mo —
🇧🇧 Barbados Below lean 0.27× $2,920/mo 2,667 BBD 🛂 ✗
🇮🇱 Israel Below lean 0.27× $2,901/mo 4,603 ILS
🇳🇷 Nauru Below lean 0.26× $3,000/mo 2,069 AUD
🇨🇭 Switzerland Below lean 0.26× $2,968/mo 1,108 CHF
🇮🇸 Iceland Below lean 0.25× $3,099/mo 171,255 ISK

¹ Passive income ÷ comfortable-tier cost. ² 🛂 = has a nomad-visa program; ✓ = your income meets its floor. ³ Shown when the planner is filled in.

Retiring abroad?

SafetyWing → Wise →

Estimates only — not financial advice. Links may be affiliate links.

How it works

income = portfolio × SWR  ·  local cost = tier budget × price level  ·  unlocked when income ≥ cost

How many extra months of runway does moving abroad buy me?
Use the 'Stretch your savings' tab: enter your savings and monthly burn (splitting the location-independent part like subscriptions and debt, which doesn't shrink when you move), pick up to three hubs, and it shows the runway multiplier and extra months each one buys versus staying home.
What's the difference between the two tabs?
'Retire abroad' is indefinite: does your portfolio's passive income cover a lifestyle forever? 'Stretch your savings' is finite: how long a fixed pot lasts while you burn it down. Same purchasing-power data, two questions bootstrappers actually ask.
How does the FIRE engine decide where I can retire?
Your passive income is portfolio × safe withdrawal rate. Each country's cost for a given lifestyle is the US-baseline budget scaled by its purchasing-power price level (World Bank, IMF, OECD, Penn World Table). Where income covers the cost, that tier is achievable. Tiers: Lean (32k baseline/yr), Comfortable (55k baseline/yr), Upper (90k baseline/yr), Luxury (150k baseline/yr).
What is a safe withdrawal rate (SWR)?
The share of your portfolio you draw each year with a low historical risk of running out over a long retirement. The classic Trinity-study figure is 4%; many early retirees prefer 3–3.5% for longer horizons. The sensitivity band shows how your country count shifts across rates.
What is Coast FIRE?
The point where your existing portfolio, left to compound with no further savings, will reach your FIRE number by itself. Toggle Coast mode in the planner to see how many years until each country unlocks with zero additional contributions.
Does the tool account for visas?
It overlays our digital-nomad visa directory: countries with a program show a 🛂 badge, with a checkmark when your monthly passive income meets the program's income floor — so you can see where you could retire and legally reside.
Is this financial advice?
No. It is a deterministic purchasing-power model with transparent assumptions — no sequence-of-returns modelling, local taxes, healthcare costs, or FX volatility. Use it to shortlist countries, then do real due diligence.

For AI agents: GET /api/fire.json?portfolio=400000&swr=0.04 (retire-abroad) and GET /api/runway.json?savings=20000&burn=3000&fixed=800 (savings runway) — see /llms.txt and the find_fire_locations / calculate_runway MCP tools.

Pro saves your comparisons across devices.

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