--- title: "Money Abroad: Inflation, Remittances & Banking — Geo-Parity" description: "Inflation and real interest, what it costs to send money home, and whether people there can actually bank." canonical: "https://geo-parity.com/money/" generator: geo-parity markdown twin --- Money # Will my money work there Inflation and real interest, what it costs to send money home, and whether people there can actually bank. ### [Inflation & Real Interest](https://geo-parity.com/money/?tab=inflation) What savings earn or lose in real terms: inflation, central-bank policy rates and deposit rates, with the real rate computed — by country, ranked. GET /api/inflation.json ### [Cost of Sending Money Home](https://geo-parity.com/money/?tab=remittances) What a transfer really costs on your corridor — fee plus exchange-rate margin, average and cheapest provider — from the World Bank's quarterly survey. GET /api/remittance.json ### [Banking Access](https://geo-parity.com/money/?tab=banking) Whether a newcomer can open an account there, what they are asked for, the deposit guarantee, instant payments — and how widely adults bank at all. GET /api/banking-access.json ## Every figure here is computed, not collected Nothing on this site is a crowdsourced estimate or an editorial top ten. Each tool runs a published dataset — World Bank, IMF, OECD, Eurostat, WHO, HUD — through an engine you can call yourself, and every JSON response carries a citation naming the source and the year it refers to. Where a figure is modelled rather than measured, the page says so. Each tool above has a free JSON API and an MCP tool, listed on the card. See [how it works](https://geo-parity.com/about/) or the [ranked answers](https://geo-parity.com/best/) if you would rather start from a shortlist than a calculator. Not sure which tool to start with? [Ask the adviser](https://geo-parity.com/adviser/) what matters to you (Pro), and it will work through these figures for you. ## Other questions - [Compare countries](https://geo-parity.com/) — What is my money actually worth there? - [What a month costs](https://geo-parity.com/expenses/) — What does living there actually cost? - [Earning and staying](https://geo-parity.com/earn/) — What should I charge, and how long does my money last? - [Where to go, and whether you can](https://geo-parity.com/move/) — Where should I go — and am I allowed to? - [Working from there](https://geo-parity.com/work/) — Can I actually do my job from there? - [What must I comply with](https://geo-parity.com/rules/) — What must I comply with? - [Is it safe, and what do I need before I go](https://geo-parity.com/safety/) — Is it safe, and what do I need before I go? - [Can I afford to retire there](https://geo-parity.com/retire/) — Can I afford to retire there? - [Can I run a business there](https://geo-parity.com/business/) — Can I run a business there? ## What does money earn or lose there? Inflation is the tax nobody legislates. Beside it, the central bank's policy rate and the rate banks actually pay on deposits — and the real rate the two imply, so a 5% account in a 7% economy reads as the loss it is. | Country | Inflation | Latest month | Policy rate | Deposit rate | Real deposit | | --- | --- | --- | --- | --- | --- | | 🇬🇧 United Kingdom | 3.9% (2025) | 3.0% | 3.8% | — | — | | 🇩🇪 Germany | 2.2% (2025) | 2.8% | 2.3%* | — | — | | 🇹🇷 Türkiye | 34.9% (2025) | 32.1% | 37.0% | 57.6% | 16.8% | - Inflation is the latest annual consumer-price change published by the World Bank. Any projection at that rate is flat — a statement about the last year, not a forecast. - Real rates are ex post: the nominal rate less realised inflation (exact Fisher), computed only when the two figures describe the same year or adjacent years. The real policy rate pairs the newest BIS month with the World Bank's annual inflation figure. - Euro-area countries (DE, FR, IT, ES, NL, IE, PT, GR) carry the ECB's single policy rate; their inflation and deposit rates are their own. ### Lowest inflation 1. 🇱🇰 Sri Lanka -4.8% 2. 🇳🇪 Niger -4.5% 3. 🇹🇩 Chad -3.9% 4. 🇫🇯 Fiji -1.4% 5. 🇧🇫 Burkina Faso -0.6% 6. 🇩🇯 Djibouti -0.3% 7. 🇵🇦 Panama -0.2% 8. 🇹🇭 Thailand -0.1% Inflation and deposit rates: World Bank, latest year. Policy rate: BIS, newest month; * marks the ECB's single rate applied to euro-area members. Latest month: IMF CPI, year on year. Real rates are computed here by the exact Fisher relation only when both figures are from the same or adjacent years. Refreshed 2026-09-07. No BIS policy rate for Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brunei, Bulgaria, Burkina Faso, Burundi, Cabo Verde, Cambodia, Cameroon, Central African Republic, Costa Rica, Croatia, Cyprus, DR Congo, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Estonia, Eswatini, Ethiopia, Fiji, Finland, Gabon, Gambia, Georgia, Ghana, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Iran, Iraq, Ivory Coast, Jamaica, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Lithuania, Luxembourg, Madagascar, Malawi, Maldives, Mali, Malta, Mauritania, Mauritius, Micronesia, Moldova, Mongolia, Montenegro, Mozambique, Myanmar, Namibia, Nepal, Nicaragua, Nigeria, Oman, Pakistan, Panama, Papua New Guinea, Paraguay, Qatar, Republic of the Congo, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, Senegal, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Sri Lanka, Sudan, Suriname, Syria, Tajikistan, Tanzania, Togo, Trinidad and Tobago, Tunisia, Uganda, Ukraine, United Arab Emirates, Uruguay, Uzbekistan, Vietnam, Zambia, Zimbabwe. [JSON](https://geo-parity.com/api/inflation.json?countries=GB,DE,TR) --- Source: Geo-Parity — https://geo-parity.com/money/