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"healthOutOfPocketMonthlyUsd": 21, "rank": 125 }, { "country": "PT", "name": "Portugal", "flag": "🇵🇹", "essentialsUsd": 1345, "coverage": 1.47, "healthOutOfPocketMonthlyUsd": 70, "lifeExpectancy": 82.4, "visaKind": "passive-income", "rank": 126 }, { "country": "JM", "name": "Jamaica", "flag": "🇯🇲", "essentialsUsd": 1355, "coverage": 1.46, "healthOutOfPocketMonthlyUsd": 9, "rank": 127 }, { "country": "SI", "name": "Slovenia", "flag": "🇸🇮", "essentialsUsd": 1385, "coverage": 1.43, "healthOutOfPocketMonthlyUsd": 33, "rank": 128 }, { "country": "JP", "name": "Japan", "flag": "🇯🇵", "essentialsUsd": 1393, "coverage": 1.42, "healthOutOfPocketMonthlyUsd": 37, "lifeExpectancy": 84, "visaKind": "none", "rank": 129 }, { "country": "CY", "name": "Cyprus", "flag": "🇨🇾", "essentialsUsd": 1406, "coverage": 1.41, "healthOutOfPocketMonthlyUsd": 43, "rank": 130 }, { "country": "MT", "name": "Malta", "flag": "🇲🇹", "essentialsUsd": 1403, "coverage": 1.41, "healthOutOfPocketMonthlyUsd": 93, "rank": 131 }, { "country": "ES", "name": "Spain", "flag": "🇪🇸", "essentialsUsd": 1438, "coverage": 1.37, "healthOutOfPocketMonthlyUsd": 54, "lifeExpectancy": 83.9, "visaKind": "passive-income", "rank": 132 }, { "country": "WS", "name": "Samoa", "flag": "🇼🇸", "essentialsUsd": 1481, "coverage": 1.33, "healthOutOfPocketMonthlyUsd": 3, "rank": 133 }, { "country": "EE", "name": "Estonia", "flag": "🇪🇪", "essentialsUsd": 1492, "coverage": 1.32, "healthOutOfPocketMonthlyUsd": 43, "rank": 134 }, { "country": "IT", "name": "Italy", "flag": "🇮🇹", "essentialsUsd": 1513, "coverage": 1.31, "healthOutOfPocketMonthlyUsd": 63, "lifeExpectancy": 84, "visaKind": "passive-income", "rank": 135 }, { "country": "KI", "name": "Kiribati", "flag": "🇰🇮", "essentialsUsd": 1511, "coverage": 1.31, "healthOutOfPocketMonthlyUsd": 1, "rank": 136 }, { "country": "UY", "name": "Uruguay", "flag": "🇺🇾", "essentialsUsd": 1592, "coverage": 1.24, "healthOutOfPocketMonthlyUsd": 30, "rank": 137 }, { "country": "FR", "name": "France", "flag": "🇫🇷", "essentialsUsd": 1716, "coverage": 1.15, "healthOutOfPocketMonthlyUsd": 41, "lifeExpectancy": 83, "visaKind": "passive-income", "rank": 138 }, { "country": "SB", "name": "Solomon Islands", "flag": "🇸🇧", "essentialsUsd": 1786, "coverage": 1.11, "healthOutOfPocketMonthlyUsd": 0, "rank": 139 }, { "country": "DE", "name": "Germany", "flag": "🇩🇪", "essentialsUsd": 1834, "coverage": 1.08, "healthOutOfPocketMonthlyUsd": 61, "lifeExpectancy": 80.8, "visaKind": "none", "rank": 140 }, { "country": "TO", "name": "Tonga", "flag": "🇹🇴", "essentialsUsd": 1823, "coverage": 1.08, "healthOutOfPocketMonthlyUsd": 2, "rank": 141 }, { "country": "AT", "name": "Austria", "flag": "🇦🇹", "essentialsUsd": 1840, "coverage": 1.07, "healthOutOfPocketMonthlyUsd": 93, "rank": 142 }, { "country": "BE", "name": "Belgium", "flag": "🇧🇪", "essentialsUsd": 1851, "coverage": 1.07, "healthOutOfPocketMonthlyUsd": 106, "rank": 143 }, { "country": "NL", "name": "Netherlands", "flag": "🇳🇱", "essentialsUsd": 1905, "coverage": 1.04, "healthOutOfPocketMonthlyUsd": 67, "lifeExpectancy": 82, "visaKind": "none", "rank": 144 }, { "country": "CA", "name": "Canada", "flag": "🇨🇦", "essentialsUsd": 1925, "coverage": 1.03, "healthOutOfPocketMonthlyUsd": 81, "lifeExpectancy": 82.1, "visaKind": "none", "rank": 145 }, { "country": "IE", "name": "Ireland", "flag": "🇮🇪", "essentialsUsd": 1922, "coverage": 1.03, "healthOutOfPocketMonthlyUsd": 65, "lifeExpectancy": 83, "visaKind": "none", "rank": 146 }, { "country": "SE", "name": "Sweden", "flag": "🇸🇪", "essentialsUsd": 1945, "coverage": 1.02, "healthOutOfPocketMonthlyUsd": 72, "lifeExpectancy": 84.1, "visaKind": "none", "rank": 147 }, { "country": "FI", "name": "Finland", "flag": "🇫🇮", "essentialsUsd": 1976, "coverage": 1, "healthOutOfPocketMonthlyUsd": 65, "rank": 148 }, { "country": "HT", "name": "Haiti", "flag": "🇭🇹", "essentialsUsd": 1999, "coverage": 0.99, "healthOutOfPocketMonthlyUsd": 2, "rank": 149 }, { "country": "NZ", "name": "New Zealand", "flag": "🇳🇿", "essentialsUsd": 2008, "coverage": 0.98, "healthOutOfPocketMonthlyUsd": 53, "lifeExpectancy": 82, "visaKind": "deposit", "rank": 150 }, { "country": "GB", "name": "United Kingdom", "flag": "🇬🇧", "essentialsUsd": 2060, "coverage": 0.96, "healthOutOfPocketMonthlyUsd": 71, "lifeExpectancy": 81.4, "visaKind": "none", "rank": 151 }, { "country": "NO", "name": "Norway", "flag": "🇳🇴", "essentialsUsd": 2051, "coverage": 0.96, "healthOutOfPocketMonthlyUsd": 95, "lifeExpectancy": 83.2, "visaKind": "none", "rank": 152 }, { "country": "AU", "name": "Australia", "flag": "🇦🇺", "essentialsUsd": 2144, "coverage": 0.92, "healthOutOfPocketMonthlyUsd": 92, "lifeExpectancy": 83.1, "visaKind": "none", "rank": 153 }, { "country": "DK", "name": "Denmark", "flag": "🇩🇰", "essentialsUsd": 2158, "coverage": 0.92, "healthOutOfPocketMonthlyUsd": 78, "lifeExpectancy": 82.3, "visaKind": "none", "rank": 154 }, { "country": "TV", "name": "Tuvalu", "flag": "🇹🇻", "essentialsUsd": 2179, "coverage": 0.91, "healthOutOfPocketMonthlyUsd": 0, "rank": 155 }, { "country": "LU", "name": "Luxembourg", "flag": "🇱🇺", "essentialsUsd": 2279, "coverage": 0.87, "healthOutOfPocketMonthlyUsd": 58, "rank": 156 }, { "country": "VU", "name": "Vanuatu", "flag": "🇻🇺", "essentialsUsd": 2338, "coverage": 0.85, "healthOutOfPocketMonthlyUsd": 1, "rank": 157 }, { "country": "US", "name": "United States", "flag": "🇺🇸", "essentialsUsd": 2410, "coverage": 0.82, "healthOutOfPocketMonthlyUsd": 123, "lifeExpectancy": 78.9, "visaKind": "none", "rank": 158 }, { "country": "FM", "name": "Micronesia", "flag": "🇫🇲", "essentialsUsd": 2482, "coverage": 0.8, "healthOutOfPocketMonthlyUsd": 1, "rank": 159 }, { "country": "MH", "name": "Marshall Islands", "flag": "🇲🇭", "essentialsUsd": 2470, "coverage": 0.8, "healthOutOfPocketMonthlyUsd": 1, "rank": 160 }, { "country": "IL", "name": "Israel", "flag": "🇮🇱", "essentialsUsd": 2677, "coverage": 0.74, "healthOutOfPocketMonthlyUsd": 67, "rank": 161 }, { "country": "BB", "name": "Barbados", "flag": "🇧🇧", "essentialsUsd": 2698, "coverage": 0.73, "healthOutOfPocketMonthlyUsd": 53, "rank": 162 }, { "country": "CH", "name": "Switzerland", "flag": "🇨🇭", "essentialsUsd": 2753, "coverage": 0.72, "healthOutOfPocketMonthlyUsd": 216, "lifeExpectancy": 84.4, "visaKind": "none", "rank": 163 }, { "country": "NR", "name": "Nauru", "flag": "🇳🇷", "essentialsUsd": 2790, "coverage": 0.71, "healthOutOfPocketMonthlyUsd": 1, "rank": 164 }, { "country": "IS", "name": "Iceland", "flag": "🇮🇸", "essentialsUsd": 2905, "coverage": 0.68, "healthOutOfPocketMonthlyUsd": 95, "rank": 165 } ], "caveats": [ "Pension rules and visa conditions as published by the named sources on the dates shown, for information only. Entitlements depend on your contribution record and residence; check with the scheme and the embassy before deciding anything.", "Essentials are MODELLED from the US basket scaled by each country's price level, not measured rents and bills; the model has been checked against real series and errs both ways. Coverage is an ordering, not a budget.", "The pension is taken as fixed in its own currency at the site's FX snapshot; health out-of-pocket is the national average per person, not a retiree's. A visa kind of none means no retiree route exists — the country may still be reachable another way." ], "params": { "currencies": [ "USD", "AED", "ALL", "AMD", "AOA", "ARS", "AUD", "AZN", "BAM", "BBD", "BDT", "BHD", "BIF", "BMD", "BND", "BOB", "BRL", "BSD", "BTN", "BWP", "BYN", "BZD", "CAD", "CDF", "CHF", "CLP", "CNY", "COP", "CRC", "CVE", "CZK", "DJF", "DKK", "DOP", "DZD", "EGP", "ETB", "EUR", "FJD", "GBP", "GEL", "GHS", "GMD", "GNF", "GTQ", "GYD", "HKD", "HNL", "HTG", "HUF", "IDR", "ILS", "INR", "IQD", "IRR", "ISK", "JMD", "JOD", "JPY", "KES", "KGS", "KHR", "KMF", "KRW", "KWD", "KYD", "KZT", "LAK", "LBP", "LKR", "LRD", "LSL", "LYD", "MAD", "MDL", "MGA", "MKD", "MMK", "MNT", "MOP", "MRU", "MUR", "MVR", "MWK", "MXN", "MYR", "MZN", "NAD", "NGN", "NIO", "NOK", "NPR", "NZD", "OMR", "PAB", "PEN", "PGK", "PHP", "PKR", "PLN", "PYG", "QAR", "RON", "RSD", "RUB", "RWF", "SAR", "SBD", "SCR", "SDG", "SEK", "SGD", "SLE", "SOS", "SRD", "SSP", "STN", "SYP", "SZL", "THB", "TJS", "TMT", "TND", "TOP", "TRY", "TTD", "TWD", "TZS", "UAH", "UGX", "UYU", "UZS", "VND", "VUV", "WST", "XAF", "XCD", "XOF", "ZAR", "ZMW", "ZWG" ] }, "attribution": { "sources": [ { "id": "base-costs", "label": "Geo-Parity everyday-price basket", "attribution": "Monthly essentials modelled from the US basket scaled by the PPP price level; measured against real series where those exist and wrong both ways.", "updated": "2026-07-11" }, { "id": "healthcare", "label": "World Bank / WHO health expenditure", "attribution": "Out-of-pocket health spending per capita, World Development Indicators and WHO GHO.", "updated": "2026-09-07" }, { "id": "wb-demography", "label": "World Bank WDI — life expectancy and population 65+", "attribution": "Life expectancy at birth (SP.DYN.LE00.IN) and population aged 65 and over as a share of the total (SP.POP.65UP.TO.ZS), World Bank WDI, newest observation at or after 2023.", "updated": "2026-09-05", "url": "https://data.worldbank.org/indicator/SP.DYN.LE00.IN" }, { "id": "retirement-visas-curated", "label": "National immigration authorities (curated)", "attribution": "Retiree, passive-income and deposit residence routes read from each country's official immigration page on the date shown per country, with secondary reporting where the official page could not be fetched (marked). Hand-maintained; not a live feed.", "updated": "2026-09-05" } ], "citation": "Geo-Parity — Retire on a Monthly Pension. Data: Geo-Parity everyday-price basket, World Bank / WHO health expenditure, World Bank WDI — life expectancy and population 65+ and National immigration authorities (curated). https://geo-parity.com/retire/?tab=budget", "permalink": "https://geo-parity.com/retire/?tab=budget", "terms": "Free to use and quote with attribution. Figures are estimates for orientation, not advice." } }