{
  "ok": true,
  "country": "DE",
  "name": "Germany",
  "flag": "🇩🇪",
  "retirementAge": {
    "currentMen": 66.2,
    "currentWomen": 66.2,
    "futureMen": 67,
    "futureWomen": 67,
    "year": 2024
  },
  "replacement": {
    "net50": 57.7,
    "net100": 53.3,
    "net200": 38.8,
    "gross50": 46.3,
    "gross100": 42.1,
    "gross200": 30.2,
    "year": 2024,
    "basis": "men",
    "womenDiffer": false
  },
  "yearsAfterExit": {
    "men": 19,
    "women": 22.4,
    "year": 2024
  },
  "oldAgePoverty": {
    "value": 12.6,
    "year": 2022
  },
  "pensionerTaxRate": {
    "value": 21.6,
    "year": 2024
  },
  "oldAgeToWorkingRatio": {
    "value": 39.8,
    "year": 2024
  },
  "publicPensionSpendPctGdp": {
    "value": 10.8,
    "year": 2021
  },
  "lifeExpectancy": {
    "value": 80.8,
    "year": 2024
  },
  "over65Pct": {
    "value": 23.7,
    "year": 2025
  },
  "statutoryRetirementAge": {
    "men": 66,
    "women": 66,
    "source": "wb-wbl"
  },
  "caveats": [
    "Pension rules and visa conditions as published by the named sources on the dates shown, for information only. Entitlements depend on your contribution record and residence; check with the scheme and the embassy before deciding anything.",
    "OECD figures describe a full-career average earner who entered work at 22 under mandatory schemes; replacement rates are the men's figure, with the women's shown where it differs. They are not a forecast of any individual's pension."
  ],
  "attribution": {
    "sources": [
      {
        "id": "oecd-pag",
        "label": "OECD Pensions at a Glance",
        "attribution": "OECD Pensions at a Glance (DSD_PAG): normal retirement ages for a full-career worker entering at 22, net and gross replacement rates at 50/100/200% of the average wage, expected years after labour-market exit, old-age income poverty, pensioner tax rate, old-age ratio and public pension spending. OECD members and G20 partners; projection rows excluded.",
        "updated": "2026-09-05",
        "url": "https://data-explorer.oecd.org/vis?df[ds]=DisseminateFinalDMZ&df[id]=DSD_PAG%40DF_PAG&df[ag]=OECD.ELS.SPD"
      },
      {
        "id": "wb-demography",
        "label": "World Bank WDI — life expectancy and population 65+",
        "attribution": "Life expectancy at birth (SP.DYN.LE00.IN) and population aged 65 and over as a share of the total (SP.POP.65UP.TO.ZS), World Bank WDI, newest observation at or after 2023.",
        "updated": "2026-09-05",
        "url": "https://data.worldbank.org/indicator/SP.DYN.LE00.IN"
      },
      {
        "id": "wb-wbl",
        "label": "World Bank — Women, Business and the Law 2026",
        "attribution": "Coded readings of named statutes on a woman's mobility, work, pay, marriage, assets and entrepreneurship, the economy's Legal Frameworks index, and statutory retirement ages, from Women, Business and the Law 2026. Law as written, not enforcement or practice.",
        "updated": "2026-09-04",
        "year": 2026,
        "url": "https://wbl.worldbank.org/"
      }
    ],
    "citation": "Geo-Parity — State Pension Systems. Data: OECD Pensions at a Glance, World Bank WDI — life expectancy and population 65+ and World Bank — Women, Business and the Law 2026 (2026). https://geo-parity.com/retire/?tab=pension",
    "permalink": "https://geo-parity.com/retire/?tab=pension",
    "terms": "Free to use and quote with attribution. Figures are estimates for orientation, not advice."
  }
}