{
  "ok": true,
  "source": {
    "id": "worldbank-cons",
    "label": "World Bank — Consumption",
    "auto": true
  },
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    "code": "NZ",
    "name": "New Zealand",
    "currency": "NZD",
    "flag": "🇳🇿",
    "pppIndex": 0.889,
    "year": 2025
  },
  "target": {
    "code": "MY",
    "name": "Malaysia",
    "currency": "MYR",
    "flag": "🇲🇾",
    "pppIndex": 0.334,
    "year": 2025
  },
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      "item": {
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        "label": "Rent: 1-bedroom, city center",
        "emoji": "🏙️",
        "category": "Housing",
        "usPrice": 1750,
        "unit": "/month",
        "elasticity": 1.4,
        "monthlyQty": 0
      },
      "base": {
        "usd": 1484.23,
        "local": {
          "currency": "NZD",
          "amount": 2552.88
        }
      },
      "target": {
        "usd": 376.95,
        "local": {
          "currency": "MYR",
          "amount": 1614.85
        }
      },
      "pctDiff": -74.6
    },
    {
      "item": {
        "id": "rent-1br-outside",
        "label": "Rent: 1-bedroom, outside center",
        "emoji": "🏡",
        "category": "Housing",
        "usPrice": 1400,
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        "elasticity": 1.4,
        "monthlyQty": 1
      },
      "base": {
        "usd": 1187.38,
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          "amount": 2042.29
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      },
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        "usd": 301.56,
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          "amount": 1291.88
        }
      },
      "pctDiff": -74.6
    },
    {
      "item": {
        "id": "rent-3br-center",
        "label": "Rent: 3-bedroom, city center",
        "emoji": "🏢",
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        "elasticity": 1.4,
        "monthlyQty": 0
      },
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        "usd": 2714.02,
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      },
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          "amount": 2952.88
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      },
      "pctDiff": -74.6
    },
    {
      "item": {
        "id": "meal-cheap",
        "label": "Meal, inexpensive restaurant",
        "emoji": "🍜",
        "category": "Food out",
        "usPrice": 18,
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        "elasticity": 1.1,
        "monthlyQty": 8
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        "usd": 15.81,
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          "amount": 27.19
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      },
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        "usd": 5.39,
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          "currency": "MYR",
          "amount": 23.09
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      },
      "pctDiff": -65.91
    },
    {
      "item": {
        "id": "dinner-mid",
        "label": "Dinner for two, mid-range",
        "emoji": "🍽️",
        "category": "Food out",
        "usPrice": 75,
        "unit": "3 courses",
        "elasticity": 1.1,
        "monthlyQty": 2
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      "base": {
        "usd": 65.9,
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          "currency": "NZD",
          "amount": 113.35
        }
      },
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        "usd": 22.45,
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          "currency": "MYR",
          "amount": 96.18
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      },
      "pctDiff": -65.93
    },
    {
      "item": {
        "id": "fastfood-combo",
        "label": "Fast-food combo meal",
        "emoji": "🍔",
        "category": "Food out",
        "usPrice": 11,
        "unit": "",
        "elasticity": 1,
        "monthlyQty": 0
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      "base": {
        "usd": 9.78,
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          "amount": 16.82
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      },
      "target": {
        "usd": 3.67,
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          "currency": "MYR",
          "amount": 15.72
        }
      },
      "pctDiff": -62.47
    },
    {
      "item": {
        "id": "milk",
        "label": "Milk, 1L",
        "emoji": "🥛",
        "category": "Groceries",
        "usPrice": 1.1,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 8
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      "base": {
        "usd": 1,
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          "currency": "NZD",
          "amount": 1.72
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      },
      "target": {
        "usd": 0.46,
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          "currency": "MYR",
          "amount": 1.97
        }
      },
      "pctDiff": -54
    },
    {
      "item": {
        "id": "bread",
        "label": "Bread, fresh loaf 500g",
        "emoji": "🍞",
        "category": "Groceries",
        "usPrice": 3.2,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 6
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      "base": {
        "usd": 2.91,
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          "currency": "NZD",
          "amount": 5.01
        }
      },
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        "usd": 1.33,
        "local": {
          "currency": "MYR",
          "amount": 5.7
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      },
      "pctDiff": -54.3
    },
    {
      "item": {
        "id": "eggs",
        "label": "Eggs, dozen",
        "emoji": "🥚",
        "category": "Groceries",
        "usPrice": 3.4,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 4
      },
      "base": {
        "usd": 3.09,
        "local": {
          "currency": "NZD",
          "amount": 5.31
        }
      },
      "target": {
        "usd": 1.41,
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          "currency": "MYR",
          "amount": 6.04
        }
      },
      "pctDiff": -54.37
    },
    {
      "item": {
        "id": "chicken",
        "label": "Chicken breast, 1kg",
        "emoji": "🍗",
        "category": "Groceries",
        "usPrice": 10,
        "unit": "",
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        "monthlyQty": 4
      },
      "base": {
        "usd": 9.1,
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          "currency": "NZD",
          "amount": 15.65
        }
      },
      "target": {
        "usd": 4.16,
        "local": {
          "currency": "MYR",
          "amount": 17.82
        }
      },
      "pctDiff": -54.29
    },
    {
      "item": {
        "id": "rice",
        "label": "White rice, 1kg",
        "emoji": "🍚",
        "category": "Groceries",
        "usPrice": 4,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 2
      },
      "base": {
        "usd": 3.64,
        "local": {
          "currency": "NZD",
          "amount": 6.26
        }
      },
      "target": {
        "usd": 1.66,
        "local": {
          "currency": "MYR",
          "amount": 7.11
        }
      },
      "pctDiff": -54.4
    },
    {
      "item": {
        "id": "apples",
        "label": "Apples, 1kg",
        "emoji": "🍎",
        "category": "Groceries",
        "usPrice": 4.8,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 3
      },
      "base": {
        "usd": 4.37,
        "local": {
          "currency": "NZD",
          "amount": 7.52
        }
      },
      "target": {
        "usd": 2,
        "local": {
          "currency": "MYR",
          "amount": 8.57
        }
      },
      "pctDiff": -54.23
    },
    {
      "item": {
        "id": "cheese",
        "label": "Local cheese, 1kg",
        "emoji": "🧀",
        "category": "Groceries",
        "usPrice": 12,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 1
      },
      "base": {
        "usd": 10.92,
        "local": {
          "currency": "NZD",
          "amount": 18.78
        }
      },
      "target": {
        "usd": 4.99,
        "local": {
          "currency": "MYR",
          "amount": 21.38
        }
      },
      "pctDiff": -54.3
    },
    {
      "item": {
        "id": "water-bottle",
        "label": "Water, 1.5L bottle",
        "emoji": "💧",
        "category": "Groceries",
        "usPrice": 2,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 8
      },
      "base": {
        "usd": 1.82,
        "local": {
          "currency": "NZD",
          "amount": 3.13
        }
      },
      "target": {
        "usd": 0.83,
        "local": {
          "currency": "MYR",
          "amount": 3.56
        }
      },
      "pctDiff": -54.4
    },
    {
      "item": {
        "id": "pint",
        "label": "Domestic beer, pint (draught)",
        "emoji": "🍺",
        "category": "Drinks",
        "usPrice": 6,
        "unit": "0.5L",
        "elasticity": 1.1,
        "monthlyQty": 6
      },
      "base": {
        "usd": 5.27,
        "local": {
          "currency": "NZD",
          "amount": 9.06
        }
      },
      "target": {
        "usd": 1.8,
        "local": {
          "currency": "MYR",
          "amount": 7.71
        }
      },
      "pctDiff": -65.84
    },
    {
      "item": {
        "id": "beer-import",
        "label": "Imported beer, 330ml bottle",
        "emoji": "🍻",
        "category": "Drinks",
        "usPrice": 8,
        "unit": "",
        "elasticity": 0.4,
        "monthlyQty": 0
      },
      "base": {
        "usd": 7.63,
        "local": {
          "currency": "NZD",
          "amount": 13.12
        }
      },
      "target": {
        "usd": 5.16,
        "local": {
          "currency": "MYR",
          "amount": 22.11
        }
      },
      "pctDiff": -32.37
    },
    {
      "item": {
        "id": "cappuccino",
        "label": "Cappuccino",
        "emoji": "☕",
        "category": "Drinks",
        "usPrice": 5,
        "unit": "regular",
        "elasticity": 1.1,
        "monthlyQty": 12
      },
      "base": {
        "usd": 4.39,
        "local": {
          "currency": "NZD",
          "amount": 7.55
        }
      },
      "target": {
        "usd": 1.5,
        "local": {
          "currency": "MYR",
          "amount": 6.43
        }
      },
      "pctDiff": -65.83
    },
    {
      "item": {
        "id": "coke",
        "label": "Coke/Pepsi, 330ml",
        "emoji": "🥤",
        "category": "Drinks",
        "usPrice": 2.3,
        "unit": "",
        "elasticity": 0.8,
        "monthlyQty": 0
      },
      "base": {
        "usd": 2.09,
        "local": {
          "currency": "NZD",
          "amount": 3.59
        }
      },
      "target": {
        "usd": 0.96,
        "local": {
          "currency": "MYR",
          "amount": 4.11
        }
      },
      "pctDiff": -54.07
    },
    {
      "item": {
        "id": "transit-month",
        "label": "Public transport, monthly pass",
        "emoji": "🚇",
        "category": "Transport",
        "usPrice": 65,
        "unit": "/month",
        "elasticity": 1,
        "monthlyQty": 1
      },
      "base": {
        "usd": 57.79,
        "local": {
          "currency": "NZD",
          "amount": 99.4
        }
      },
      "target": {
        "usd": 21.71,
        "local": {
          "currency": "MYR",
          "amount": 93.01
        }
      },
      "pctDiff": -62.43
    },
    {
      "item": {
        "id": "transit-single",
        "label": "Public transport, one-way",
        "emoji": "🎫",
        "category": "Transport",
        "usPrice": 2.75,
        "unit": "",
        "elasticity": 1,
        "monthlyQty": 0
      },
      "base": {
        "usd": 2.44,
        "local": {
          "currency": "NZD",
          "amount": 4.2
        }
      },
      "target": {
        "usd": 0.92,
        "local": {
          "currency": "MYR",
          "amount": 3.94
        }
      },
      "pctDiff": -62.3
    },
    {
      "item": {
        "id": "taxi-start",
        "label": "Taxi start (normal tariff)",
        "emoji": "🚕",
        "category": "Transport",
        "usPrice": 4,
        "unit": "",
        "elasticity": 1.1,
        "monthlyQty": 0
      },
      "base": {
        "usd": 3.51,
        "local": {
          "currency": "NZD",
          "amount": 6.04
        }
      },
      "target": {
        "usd": 1.2,
        "local": {
          "currency": "MYR",
          "amount": 5.14
        }
      },
      "pctDiff": -65.81
    },
    {
      "item": {
        "id": "taxi-km",
        "label": "Taxi, per km",
        "emoji": "🛣️",
        "category": "Transport",
        "usPrice": 1.8,
        "unit": "/km",
        "elasticity": 1.1,
        "monthlyQty": 0
      },
      "base": {
        "usd": 1.58,
        "local": {
          "currency": "NZD",
          "amount": 2.72
        }
      },
      "target": {
        "usd": 0.54,
        "local": {
          "currency": "MYR",
          "amount": 2.31
        }
      },
      "pctDiff": -65.82
    },
    {
      "item": {
        "id": "petrol",
        "label": "Petrol/gasoline, 1L",
        "emoji": "⛽",
        "category": "Transport",
        "usPrice": 0.95,
        "unit": "",
        "elasticity": 0.4,
        "monthlyQty": 0
      },
      "base": {
        "usd": 0.91,
        "local": {
          "currency": "NZD",
          "amount": 1.57
        }
      },
      "target": {
        "usd": 0.61,
        "local": {
          "currency": "MYR",
          "amount": 2.61
        }
      },
      "pctDiff": -32.97
    },
    {
      "item": {
        "id": "utilities",
        "label": "Basic utilities, 85m² apartment",
        "emoji": "💡",
        "category": "Utilities & comms",
        "usPrice": 200,
        "unit": "/month",
        "elasticity": 1,
        "monthlyQty": 1
      },
      "base": {
        "usd": 177.8,
        "local": {
          "currency": "NZD",
          "amount": 305.82
        }
      },
      "target": {
        "usd": 66.8,
        "local": {
          "currency": "MYR",
          "amount": 286.17
        }
      },
      "pctDiff": -62.43
    },
    {
      "item": {
        "id": "internet",
        "label": "Internet, 60Mbps+ unlimited",
        "emoji": "🌐",
        "category": "Utilities & comms",
        "usPrice": 70,
        "unit": "/month",
        "elasticity": 1,
        "monthlyQty": 1
      },
      "base": {
        "usd": 62.23,
        "local": {
          "currency": "NZD",
          "amount": 107.04
        }
      },
      "target": {
        "usd": 23.38,
        "local": {
          "currency": "MYR",
          "amount": 100.16
        }
      },
      "pctDiff": -62.43
    },
    {
      "item": {
        "id": "mobile",
        "label": "Mobile plan, 10GB+ data",
        "emoji": "📱",
        "category": "Utilities & comms",
        "usPrice": 45,
        "unit": "/month",
        "elasticity": 1,
        "monthlyQty": 1
      },
      "base": {
        "usd": 40.01,
        "local": {
          "currency": "NZD",
          "amount": 68.82
        }
      },
      "target": {
        "usd": 15.03,
        "local": {
          "currency": "MYR",
          "amount": 64.39
        }
      },
      "pctDiff": -62.43
    },
    {
      "item": {
        "id": "gym",
        "label": "Gym membership, month",
        "emoji": "🏋️",
        "category": "Lifestyle",
        "usPrice": 50,
        "unit": "/month",
        "elasticity": 1.1,
        "monthlyQty": 1
      },
      "base": {
        "usd": 43.93,
        "local": {
          "currency": "NZD",
          "amount": 75.56
        }
      },
      "target": {
        "usd": 14.97,
        "local": {
          "currency": "MYR",
          "amount": 64.13
        }
      },
      "pctDiff": -65.92
    },
    {
      "item": {
        "id": "cinema",
        "label": "Cinema seat",
        "emoji": "🎬",
        "category": "Lifestyle",
        "usPrice": 14,
        "unit": "",
        "elasticity": 1.1,
        "monthlyQty": 2
      },
      "base": {
        "usd": 12.3,
        "local": {
          "currency": "NZD",
          "amount": 21.16
        }
      },
      "target": {
        "usd": 4.19,
        "local": {
          "currency": "MYR",
          "amount": 17.95
        }
      },
      "pctDiff": -65.93
    },
    {
      "item": {
        "id": "haircut",
        "label": "Men's haircut",
        "emoji": "💈",
        "category": "Lifestyle",
        "usPrice": 30,
        "unit": "",
        "elasticity": 1.1,
        "monthlyQty": 1
      },
      "base": {
        "usd": 26.36,
        "local": {
          "currency": "NZD",
          "amount": 45.34
        }
      },
      "target": {
        "usd": 8.98,
        "local": {
          "currency": "MYR",
          "amount": 38.47
        }
      },
      "pctDiff": -65.93
    },
    {
      "item": {
        "id": "jeans",
        "label": "Jeans (mid-range brand)",
        "emoji": "👖",
        "category": "Lifestyle",
        "usPrice": 55,
        "unit": "",
        "elasticity": 0.4,
        "monthlyQty": 0
      },
      "base": {
        "usd": 52.47,
        "local": {
          "currency": "NZD",
          "amount": 90.25
        }
      },
      "target": {
        "usd": 35.47,
        "local": {
          "currency": "MYR",
          "amount": 151.95
        }
      },
      "pctDiff": -32.4
    },
    {
      "item": {
        "id": "sneakers",
        "label": "Running shoes (brand)",
        "emoji": "👟",
        "category": "Lifestyle",
        "usPrice": 90,
        "unit": "",
        "elasticity": 0.4,
        "monthlyQty": 0
      },
      "base": {
        "usd": 85.86,
        "local": {
          "currency": "NZD",
          "amount": 147.68
        }
      },
      "target": {
        "usd": 58.04,
        "local": {
          "currency": "MYR",
          "amount": 248.64
        }
      },
      "pctDiff": -32.4
    },
    {
      "item": {
        "id": "coworking",
        "label": "Coworking hot desk, month",
        "emoji": "💻",
        "category": "Lifestyle",
        "usPrice": 250,
        "unit": "/month",
        "elasticity": 1.1,
        "monthlyQty": 0
      },
      "base": {
        "usd": 219.65,
        "local": {
          "currency": "NZD",
          "amount": 377.8
        }
      },
      "target": {
        "usd": 74.83,
        "local": {
          "currency": "MYR",
          "amount": 320.57
        }
      },
      "pctDiff": -65.93
    }
  ],
  "categoryTotals": [
    {
      "category": "Housing",
      "base": 5385.63,
      "target": 1367.79,
      "pctDiff": -74.6
    },
    {
      "category": "Food out",
      "base": 91.49,
      "target": 31.51,
      "pctDiff": -65.56
    },
    {
      "category": "Groceries",
      "base": 36.85,
      "target": 16.84,
      "pctDiff": -54.3
    },
    {
      "category": "Drinks",
      "base": 19.38,
      "target": 9.42,
      "pctDiff": -51.39
    },
    {
      "category": "Transport",
      "base": 66.23,
      "target": 24.98,
      "pctDiff": -62.28
    },
    {
      "category": "Utilities & comms",
      "base": 280.04,
      "target": 105.21,
      "pctDiff": -62.43
    },
    {
      "category": "Lifestyle",
      "base": 440.57,
      "target": 196.48,
      "pctDiff": -55.4
    }
  ],
  "monthlyBudget": {
    "base": 2082.77,
    "target": 632.52,
    "pctDiff": -69.63
  },
  "attribution": {
    "sources": [
      {
        "id": "worldbank-cons",
        "label": "World Bank — Consumption",
        "attribution": "Computed from World Bank Open Data (PA.NUS.PRVT.PP ÷ PA.NUS.FCRF). Latest available year per country.",
        "updated": "2026-09-09",
        "year": 2025,
        "url": "https://data.worldbank.org/indicator/PA.NUS.PRVT.PP"
      }
    ],
    "citation": "Geo-Parity — Cost of Living & Salary Comparison. Data: World Bank — Consumption (2025). https://geo-parity.com/cost-of-living/new-zealand-vs-malaysia/",
    "permalink": "https://geo-parity.com/cost-of-living/new-zealand-vs-malaysia/",
    "terms": "Free to use and quote with attribution. Figures are estimates for orientation, not advice."
  }
}